The SSL Certificate warranty covers any damages that may derive from improper issuance of a certificate to a fraudulent entity. For example, if a user connects to a website that is a scam but has obtained a certificate from a recognized Certificate Authority, it can do many legal actions against both the site and certificate issuer. Here’s where SSL warranty can be a bit misleading because the owner of the SSL Certificate can’t claim it. The warranty applies to the end-users only.
Let’s say a person buys a product from a secure HTTPS site and this leads to a money loss. In this case, the end-user is entitled to claim a warranty compensation. The Certificate Authority will cover the losses according to its terms and conditions.
One thing SSL warranties don’t cover is phishing sites. If you give your credit card details to paypal.com.scam.net, even though that shady domain might be verified by a Certificate Authority, that’s still your negligence. Always check the URL carefully before giving your sensitive data to a website. In this example, the warranty could be used only if a Certificate Authority mistakenly issued an SSL certificate for paypal.com to an entity who is not PayPal.
